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VA Home Loan Program
Veteran Affairs (VA) guaranteed home loans are made by banks and mortgage companies to veterans, service members and reservists. With VA guaranteeing a portion of the loan, veterans can receive a competitive interest rate without making a down payment, making it easier to buy a home.
The Veterans Benefits Improvement Act of 2004 tied increases in the VA guarantee to the Federal Home Loan Mortgage Corporation's conforming loan limit. As home values rise, VA home loans rise as well, allowing veterans and their families a better chance of buying the home of their dreams.
New changes in the loan guarantee limit means veterans will be able to get no-down payment loans up to $417,000. The previous limit was $359,650.
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