LEI Equity Advantage and Management Program

Who is excited about the Equity Advantage Program?

"I am a self-employed business owner. My income sometimes fluctuates. I owe $300,000 on my mortgage. Most months I pay the full payment of $1600/mo at an 6.5% interest only rate. If I have a bad month I wanted to be able to pay just $60 while still having the security of a fixed rate. I used to be in a traditional option arm, which I liked a lot, I just didn't like the adjustable part of it. That way I can have my cake and eat it too! I love these guys!” -William CA

"I was in a regular option arm and then I found LEI FINANCIAL. I was scared that my interest rate would keep adjusting every month. My risk was as high as 9.95%. This program still gives me the option to pay a minimum payment but my risk is much lower." -Sara AZ

*.25% (1/4%) interest only payment option *Fixed interest rate can currently be locked for 5, 7 or 10 years.

*Current rates are ranging between 6.5%-8% depending upon credit, points or no points, income type, equity, pre-payment penalty and choosen fixed period.

*Interest only for the first 10 years.

*Max LTV 70%. If you have over 70% LTV you may qualify for our sister product the "Equity Management Program"

Example of minimum payment on a $500,000 loan .25% x 500K / 12 = $104.17/mo

*1% or 2% payment option depending upon depending upon credit, points or no points, income type, equity, pre-payment penalty and choosen fixed period.

*Fixed interest rate can currently be locked for 5, 7, 10 or 30 years (5year fixed rate can be amortized over 40years) *Current rates are ranging between 6.5%-8.5% depending upon credit, points or no points, income type, equity, pre-payment penalty and choosen fixed period.

*Interest only for the first 10 years.

*Max LTV is 90%