*First Name : *Last Name : *Email Address : *Home Phone : *Work Phone : *State Home Is In : Please Choose... ALABAMA ALASKA AMERICAN SAMOA ARIZONA ARKANSAS CALIFORNIA COLORADO CONNECTICUT DELAWARE DISTRICT OF COLUMBIA FEDERATED STATES OF MICRONESIA FLORIDA GEORGIA GUAM HAWAII IDAHO ILLINOIS INDIANA IOWA KANSAS KENTUCKY LOUISIANA MAINE MARSHALL ISLANDS MARYLAND MASSACHUSETTS MICHIGAN MINNESOTA MISSISSIPPI MISSOURI MONTANA NEBRASKA NEVADA NEW HAMPSHIRE NEW JERSEY NEW MEXICO NEW YORK NORTH CAROLINA NORTH DAKOTA NORTHERN MARIANA ISLANDS OHIO OKLAHOMA OREGON PALAU PENNSYLVANIA PUERTO RICO RHODE ISLAND SOUTH CAROLINA SOUTH DAKOTA TENNESSEE TEXAS UTAH VERMONT VIRGIN ISLANDS VIRGINIA WASHINGTON WEST VIRGINIA WISCONSIN WYOMING *Purpose Of Loan : Please Choose Purchase Refinance Home Equity/2nd Mortgage Debt Consolidation *Credit Type Excellent Good Fair Poor *Balance ($) : *Loan Amount ($) : Copyright 2006 Lyons Enterprises, Inc. All rights Reserved

The $62.50 monthly payment is a .25% interest-only payment based on a $300,000 loan amount with a 3 year prepayment penalty with an 6.99% Annual Percentage Rate. The minimum monthly payment is fixed for the first 5 years and will adjust monthly thereafter. These terms are available for first loans. To qualify for this monthly payment, the property must be single family residence and a loan-to-value ratio of 70% or below. This is not an approval; this information is based on current rates, terms, & conditions. Rates, terms and conditions are as of 9/28/06 and may change without notice. The minimum monthly payment option is subject to recasting every 5 years or if the principal balance reaches no less than 135% of the original loan balance. The borrower also has the option of making an interest-only payment or making principal and interest payments amortized over either 15 or 30 years on a 5 year fixed rate. Credit restrictions may